401(k) Early Withdrawal Calculator
401(k) early payout cost with penalty, tax, withholding, and exceptions.
Finance and Money
Loans, interest, tips, and discounts. Each page shows the exact formula so you can check the math.
401(k) Match Calculator
Free employer match and yearly total from salary and percents.
52 Week Savings Challenge Calculator
Turn a weekly base and week count into challenge total and deposit schedule.
529 Tax Deduction Calculator
529 state tax saving from contribution and cap.
Allowance Split Calculator
Split any allowance into save, spend, and share jars by percent with dollar amounts.
Annual Dog Cost Calculator
Yearly and first year dog costs from food, vet, and care lines.
Annuity Payout Calculator
Monthly and annual income plus recoup years from premium and payout rate.
APY Calculator
True yearly yield from nominal rate and compounding frequency.
Auto Insurance Cost Calculator
Collision verdict, liability tier, and umbrella advice.
Auto Lease Calculator
Monthly lease payment from price, down payment, residual, money factor, and tax.
Auto Loan Calculator
Monthly car payment, total paid, and total interest for any price, rate, and term.
Auto Loan Payoff Calculator
New payoff time, interest saved, and total paid from balance, rate, term, and extra.
Babysitter Pay Calculator
Figure base pay, tip, and total for a sitting job from hours, rate, and tip percent.
Bond Accrued Interest Calculator
Bond accrued interest and dirty price from coupon, dates, and day count.
Bond Price Calculator
Bond value from coupon, yield, and years.
Bond Yield Calculator
Current yield and approximate YTM from price and coupon.
Bonus Tax Calculator
Federal withholding and take home on bonus pay.
Book Royalty Calculator
Turn copies sold, royalty per book, and advance into gross, net, and earn out copies.
Break-Even Calculator
Break-even units, revenue, and per unit margin from fixed costs, price, and variable cost.
Budget Calculator
Needs, wants, and savings split with verdict against the 50-30-20 rule.
CAGR Calculator
Compound annual growth rate plus total gain and doubling time.
Cap Rate Calculator
Capitalization rate, NOI, and cash flow for rental property.
Capital Gains Tax Calculator
Tax owed, after tax proceeds, and kept share from gain, holding term, and rate.
Car Ownership Cost Calculator
Yearly car cost from depreciation, fuel, insurance, repairs, and fees.
Cashback Rewards Calculator
Yearly net cashback and effective rate from spend and fee.
CD Interest Calculator
CD maturity, interest, and APY.
CD Ladder Calculator
CD rung sizes, blended APY, and yearly interest.
Child Care Tax Credit Calculator
Child care credit from expenses, AGI tiers, and caps per IRS.
Child Tax Credit Calculator
Federal Child Tax Credit and refundable ACTC from children, MAGI, and earnings.
Childcare Cost Calculator
Yearly and monthly childcare cost from weekly rate, weeks, and kids.
Closing Cost Calculator
Closing costs, down payment, and cash to close from price, rate, and down percent.
Coin Jar Calculator
Count pennies, nickels, dimes, and quarters into a jar total and distance to $20.
College Cost Calculator
Future yearly tuition and four year total from current cost and growth.
Commission Calculator
Commission pay, total earnings, and per thousand rate from sales, rate, and base salary.
Compound Interest Calculator
Project savings growth with starting balance, monthly additions, rate, and time.
Continuous Compounding Calculator
Continuous growth amount, interest, and multiple.
Credit Card Minimum Payment Calculator
Payoff months and interest paying only card minimums.
Credit Card Payoff Calculator
Card payoff time and interest from APR and payment.
Credit Utilization Calculator
Utilization percent, free credit, and rating from balances and limits.
Crypto Tax Calculator
Gain, basis, and proceeds on coin sales.
Debt Payoff Calculator
Months to debt free, total paid, and interest from balance, APR, and payment.
Discount and Sale Price Calculator
Sale price, savings, and total with tax and quantity for any percent off deal.
Dividend Calculator
Annual income, yield, and quarterly pay from shares and dividend.
Double Time Pay Calculator
Split California day hours into regular, time and a half, and double time pay.
Down Payment Calculator
Down payment and loan size from home price and percent, with insurance notes.
DTI Calculator (Debt to Income Ratio)
Front-end and back-end DTI plus mortgage verdict.
Earned Income Tax Credit (EITC) Calculator
2025 EITC refundable credit from earnings, AGI, kids, and status.
Educator Expense Deduction Calculator
Educator classroom deduction from spending, hours, and filing status per IRS.
Emergency Fund Calculator
Target safety net from monthly expenses and months of cover.
Emergency Fund Months Calculator
Turn saved funds and monthly expenses into months and weeks of coverage.
Estate Tax Calculator
Federal estate tax from gross estate, exclusion, and deductions.
Estimated Quarterly Tax Calculator
Quarterly IRS payment and safe harbor from expected tax and withholding.
EV Tax Credit Calculator
2025 EV credit from price, income, battery, and cutoff gates.
Family Food Cost Calculator
Weekly and monthly home food cost from household size and meal price.
Freelance Rate Calculator
Hourly rate from salary target, billable hours, costs, and margin.
FSA Contribution Calculator
FSA tax savings and forfeit risk from election, rates, and spending.
Funeral Cost Calculator
Itemized estimate against the $8,300 median.
Future Value of Annuity Calculator
Future value of equal monthly deposits with interest split.
Gift Tax Calculator
Subtract the annual exclusion from a gift to see taxable amount and leftover exclusion.
Home Equity Calculator
Equity, loan to value ratio, and tappable amount at 80% LTV from value and amount owed.
Home Office Deduction Calculator
Simplified versus regular home office deduction with winner from sqft and expenses.
Home Value Estimator
Home price from comparable sales $/sq ft.
House Affordability Calculator
How much house you can afford from income, debts, down payment, and rate.
House Flip Profit Calculator
Profit and ROI from buy, rehab, sale, and selling costs.
HSA Contribution Calculator
2025 HSA limit, room left, and excess verdict from coverage, age, and saved.
I Bond Rate Calculator
I bond growth from composite rate and years, with early penalty.
Inflation Calculator
See what any amount will cost in future years at a steady inflation rate.
Inheritance Split Calculator
Split an estate net of fees evenly across heirs and see each share in dollars.
Insurance Deductible Break-Even Calculator
Break-even years for high vs low deductible savings.
Inventory Turnover Calculator
Stock turns per year and days of cover from COGS.
Lemonade Stand Profit Calculator
Turn cups sold, price per cup, and costs into revenue, profit, and margin.
Life Insurance Needs Calculator
Life insurance need by DIME with tier rounding.
Margin vs Markup Calculator
Profit, markup percent, and margin percent from cost and price.
Market Cap Calculator
Company market value, exact dollars, and size band from price and shares outstanding.
Matching Gift Calculator
Turn a donation, match ratio, and cap into matched dollars and total impact.
Medical Bill Cost Calculator
Your cost vs plan cost from deductible, coinsurance, max.
Meeting Cost Calculator
What meetings cost from headcount, hourly rate, and minutes.
Mileage Deduction Calculator
Turn business trips and miles each into total miles and deduction at the IRS rate.
Mortgage Extra Payment Calculator
New payoff time, interest saved, and total paid from balance, rate, term, and extra.
Mortgage Payment Calculator
Monthly payment, total paid, and total interest for a fixed-rate loan, with the exact formula.
Mortgage Points Calculator
Discount points buydown cost, monthly savings, and break-even months.
Mortgage Refinance Calculator
Monthly savings, breakeven months, and lifetime gain from refinancing.
Net Worth Calculator
Assets minus debts with a full breakdown of each side.
NPV Calculator
NPV and decision from cost and three flows.
Options Profit Calculator
Payoff and profit for calls and puts at expiration.
Overdraft Fee Calculator
Yearly overdraft drain from count and fee.
Overtime Pay Calculator
Gross pay with overtime from hourly rate, regular hours, and OT hours.
P/E Ratio Calculator
Stock P/E from share price and earnings per share, with yield.
Pawnshop Loan Calculator
Pawn loan interest, total, and APR.
Pay Raise Calculator
New salary, raise dollars, and new monthly pay from current pay and raise percent.
Payday Loan Cost Calculator
True APR and total for payday loans from fee and term.
Pension Payout Calculator
Monthly annuity from salary, service, and tier.
Pet Insurance Payout Calculator
Pet insurance reimbursement from bill, deductible, and rate.
PMI Removal Calculator
Equity needed and months to drop mortgage insurance at 80% LTV.
Present Value Calculator
What a future sum is worth today at a discount rate and frequency.
Property Tax Calculator
Annual property tax from market value, assessment ratio, and mill rate.
Real Return Calculator
Inflation adjusted return, buying power, and doubling time from nominal and inflation.
Refund Calculator
Figure your refund after a restocking fee plus return shipping from the item price.
Rent Budget Calculator (30% Rule)
Max affordable rent from income, with yearly cost and leftover budget.
Rent Increase Calculator
New rent and yearly extra from a percent rise.
Rent vs Buy Calculator
Monthly buying cost with tax and insurance against rent, with the gap.
Renters Insurance Monthly Calculator
Turn an annual renters premium into monthly, weekly, and daily budget lines.
Retirement Savings Calculator
Project your nest egg from current savings, monthly deposits, and years left.
RMD Calculator
IRS required minimum distribution from balance, age, and Table III.
ROI Calculator
Total return, annualized rate, and profit from invested cost, end value, and years held.
Rule of 72 Calculator
Years to double money at a rate, or the rate needed to double in time.
Salary and Hourly Pay Calculator
Convert hourly wage to annual salary and back, with monthly, biweekly, and weekly breakdowns.
Sales Tax Calculator
Add or strip sales tax with exact pre-tax price and tax amount.
Savings Goal Calculator
Monthly saving needed to reach a target, from starting amount, years, and return.
Self-Employment Tax Calculator
SE tax, deductible half, and effective rate from net self-employment earnings.
Severance Pay Calculator
Severance withholding and net at supplemental rates.
Shift Differential Pay Calculator
Split base and night hours with an extra rate into base, differential, and total pay.
Sick Time Accrual Calculator
Turn hours worked and accrual rate into accrued sick hours and day equivalents.
Simple Interest Calculator
Interest and total on principal at a flat yearly rate with no compounding.
Smoking Cost Calculator
Daily, monthly, yearly, and ten year cost of smoking.
Social Security Breakeven Calculator
Crossover age for 62 vs 70 claiming.
Stock Average Calculator
Average cost per share across buys plus profit or loss at the current price.
Stock Profit Calculator
Profit, return percent, and net proceeds from buy and sell prices plus trading fees.
Stock Split Calculator
New share count, adjusted price, and unchanged value from any split ratio.
Straight-Line Depreciation Calculator
Yearly book depreciation and book value from cost, salvage, and life.
Student Loan Calculator
Monthly payment, total paid, and interest for student loans at fixed rates.
Student Loan Interest Deduction Calculator
Student loan interest write-off from paid interest, MAGI, and filing per IRS.
Subscription Cost Calculator
Compare monthly and annual subscription prices to see which plan costs less per year.
Take-Home Pay Calculator
Net annual pay, monthly take home, and tax burden from gross pay and tax rates.
Tip Calculator
Tip, total, and per person split for restaurant bills, with common percent presets.
Tip Pool Split Calculator
Split pooled tips by hours worked and see your share, pool rate, and hour percent.
Title Loan Calculator
Title loan interest and total with fee warning.
Treasury Bill Yield Calculator
Treasury bill price, discount, and investment rate from discount yield and days.
Umbrella Insurance Calculator
Umbrella limit, gap, and cost from net worth.
VAT Calculator
Add or remove VAT from any price with a custom rate for shopping and invoices.
W-2 vs 1099 Pay Calculator
Contractor yearly and hourly rate from W-2 salary.
Wage Garnishment Calculator
Title III garnishment max from pay with floor and percent rules.
Wash Sale Calculator
Disallowed vs allowed loss on repurchases.