HOMA-IR Calculator

Estimate fasting insulin resistance from glucose and insulin with the HOMA-IR model.

Health and FitnessUpdated 2026-10-172 min read
HOMA-IR Calculator
Collected after at least 8 hours fasting.
Collected after at least 8 hours fasting.
Same fasting draw as the glucose.
HOMA-IR
...
Interpretation band...
Formula used...

What it does

HOMA-IR turns a fasting glucose and insulin pair into one number that estimates how hard the body works to hold blood sugar steady. Higher values suggest the tissues respond less to insulin.

The model came from Matthews and colleagues in 1985 as a simple surrogate for clamp studies. Their constant, 405, makes the calculation line up with the reference method when glucose is in mg/dL and insulin in uIU/mL.

The tool above returns the index, an interpretation band, and the exact formula. The defaults, 100 mg/dL and 10 uIU/mL, give 2.47, which sits in the typical adult range for many labs.

Insulin resistance lives on a spectrum, not on a switch. Common cutoffs cluster near 2.5 for adults, but age, ethnicity, pregnancy, and assay calibration all shift what counts as high, so trends in one person beat single readings.

HOMA-IR is not a diagnosis and not a glucose tolerance test. It answers one narrow question: given fasting levels, how much insulin is needed for the current glucose? This page presents the math, a worked example, and practice checks for education only.

How to use

  1. Confirm the glucose and insulin came from the same fasting draw.
  2. Pick mg/dL or mmol/L to match the lab report.
  3. Enter the fasting glucose.
  4. Enter the fasting insulin in uIU/mL.
  5. Read the index and the band.
  6. Track values over months rather than reacting to one result.

Formula

HOMA-IR = fasting glucose x fasting insulin / 405, with glucose in mg/dL. Metric: fasting glucose (mmol/L) x insulin / 22.5.
glucose
Fasting glucose in mg/dL (divide mmol/L by 0.0555 to convert).
insulin
Fasting insulin in uIU/mL (some labs report mIU/L, numerically the same).
405
Matthews normalization constant; the metric twin is 22.5.

The two constants are the same relationship scaled by the glucose unit: 405 divided by 18 equals 22.5, and 100 mg/dL equals 5.55 mmol/L. Insulin units mIU/L and uIU/mL are interchangeable. The model assumes steady fasting conditions, so a non-fasting draw or recent insulin dose breaks the assumptions entirely.

Worked example

Example: glucose 100, insulin 10

Fasting glucose 100 mg/dL with fasting insulin 10 uIU/mL (defaults).

  1. Multiply: 100 x 10 = 1,000.
  2. Divide by 405: 1,000 / 405 = 2.469.
  3. Rounded to two decimals: 2.47.
  4. Metric mirror: 5.55 x 10 / 22.5 = 2.47, the same index.
  5. Tool shows 2.47 with the typical range band.

Reference table

HOMA-IR bands used by many adult labs
HOMA-IRReadingContext
Under 1.4Below typicalMore insulin sensitive than average.
1.4 to 2.4Typical rangeCommon in healthy adults.
2.5 to 4.9Resistance band2.5 is the most cited cutoff.
5 and aboveHighOften pairs with metabolic syndrome markers.

Limits

  • A surrogate, not a clamp study; individual accuracy varies widely.
  • Requires a true fasting draw, typically 8 hours or more.
  • Insulin assays differ between labs, so compare within one lab.
  • Not validated for people on insulin therapy or with type 1 diabetes.

Common mistakes

  • Using a random glucose or insulin instead of fasting values.
  • Comparing readings from two different labs with different assays.
  • Treating 2.5 as a diagnosis line rather than a screening hint.
  • Measuring soon after exercise or illness, which skews insulin.
  • Watching a single number instead of the trend over months.

Try it yourself

Quick checks. Answers sit tucked under each question.

Glucose 90 mg/dL, insulin 5?

1.11, below typical.

Glucose 126 mg/dL, insulin 12?

3.73, in the resistance band.

Glucose 7 mmol/L, insulin 15?

4.67, in the resistance band.

Questions

What is a normal HOMA-IR?

Many adult labs call 1 to 2.5 typical. Cutoffs from 2.0 to 2.9 appear in the literature, so the band matters less than your trend with one lab.

Why 405 and 22.5?

Matthews picked 405 so the index matches clamp-derived insulin sensitivity with mg/dL glucose. Dividing glucose by 18 to get mmol/L converts 405 into 22.5.

Do I need to fast?

Yes. The model assumes fasting steady state. Eating changes both glucose and insulin and invalidates the estimate.

Is HOMA-IR the same as HOMA-B?

No. HOMA-B estimates beta cell function with a different equation. This page computes the insulin resistance index only.

Can children use it?

Studies use HOMA-IR in children but with different cutoffs, often near 2.5 to 3.2 depending on the population. Use age-specific references.

How often should it be checked?

Research protocols typically repeat every 6 to 12 months. Clinical decisions belong to your care team, not a web calculation.

Sources

How this page was checked. The formula above was matched against the cited sources, and the worked example was run through the tool on this page before publishing. If you spot an error, contact us so we can fix it and note the correction.