Body Fat Percentage Calculator

Estimate body fat with the US Navy tape method from height, neck, waist, and hip.

Health and FitnessUpdated 2026-10-102 min read
Body Fat Percentage Calculator
Around the navel, tape level, after breathing out.
Below the Adam's apple, tape flat.
Widest point, needed for women.
Around the navel, tape level, after breathing out.
Below the Adam's apple, tape flat.
Widest point, needed for women.
Body fat
...
Fitness band...
Lean mass...

What it does

The US Navy method estimates body fat from a few tape measures instead of a scan. It compares waist (plus hips for women) against neck and height, on the idea that the gap between trunk girth and neck tracks fat stored around the middle.

The tool above runs that formula in inches under the hood and converts your centimeters automatically when you pick metric. Enter each measure twice and average the rounds; half an inch of tape slack moves the answer by a full point or more.

Expect an estimate, not a lab value. Against DEXA scans, the Navy method usually lands within 3 to 4 points for typical builds and drifts more for very lean or very heavy people. It still works well for tracking change, since the same tape error repeats each time.

How to use

  1. Pick units and sex. Women need the hip measure, men do not.
  2. Measure height standing tall. Waist goes around the navel with the tape level.
  3. Measure the neck just below the Adam's apple, with shoulders relaxed and eyes forward.
  4. Measure twice, average each site, then enter the averages. Read the percentage and the band.

Formula

Men (inches): 86.010 x log10(waist - neck) - 70.041 x log10(height) + 36.76. Women (inches): 163.205 x log10(waist + hip - neck) - 97.684 x log10(height) - 78.387.
waist - neck
Trunk girth minus neck, the core fat signal for men.
waist + hip - neck
Extended signal for women, adding lower body fat.
log10
Base ten logarithm. It compresses girth into body fat scale.
height
Stature in inches. Taller frames carry girth differently.

All three inputs must use inches inside the formula, so metric values are divided by 2.54 first. The logarithms compress the scale: doubling a girth gap adds far less than double the fat. Waist minus neck must stay positive, or the tape values are off.

Worked example

Example: man, 70 in tall, 34 in waist, 15 in neck

Waist minus neck is 19 inches. Height is 70 inches.

  1. First term: log10(19) = 1.2788, times 86.010 = 110.0.
  2. Second term: log10(70) = 1.8451, times 70.041 = 129.2.
  3. Combine: 110.0 - 129.2 + 36.76 = 17.5 after rounding.
  4. Result: about 17.5% body fat, in the fit band for men.

Reference table

Common body fat bands for adults
BandMenWomen
Essential fat2 to 5%10 to 13%
Athletic6 to 13%14 to 20%
Fit14 to 17%21 to 24%
Average18 to 24%25 to 31%
High25% and above32% and above

Limits

  • Field estimate, not a lab value. Tracks change better than absolutes.
  • Drifts for very lean and very heavy builds.
  • Posture, meals, and time of day move tape by whole points.
  • Cannot place fat. Belly versus hips need a waist ratio too.

Common mistakes

  • Pulling the waist tape tight like a belt, which understates fat by two points or more.
  • Measuring the waist at the narrowest point instead of around the navel.
  • Letting the neck tape ride up over the jaw, which shrinks the waist minus neck gap.
  • Measuring once, after a meal, and treating that single number as final.
  • Comparing a morning measure to an evening measure and reading water as progress.

Try it yourself

Quick checks. Answers sit tucked under each question.

Man, 72 in tall, 36 in waist, 16 in neck?

log10(20) x 86.010 = 111.9, log10(72) x 70.041 = 130.1. Then 111.9 - 130.1 + 36.76 = 18.6%, average band.

Woman, 65 in, waist 30, hip 40, neck 13?

log10(57) x 163.205 = 286.6, log10(65) x 97.684 = 177.1. Then 286.6 - 177.1 - 78.387 = 31.1%, top of the average band.

Questions

How accurate is the Navy method?

Within about 3 to 4 points of DEXA for typical adults in most comparisons. It is a field estimate, so use it for tracking change rather than as a medical grade value.

Why do women add the hip?

Hip girth carries part of the signal for lower body fat that the waist alone misses. Leaving it out understates the result for women.

Can I use centimeters?

Yes. The tool divides each centimeter value by 2.54 to reach inches before applying the formula, which keeps the constants valid.

What if waist minus neck is zero or negative?

That means a tape error: the waist must exceed the neck in this method. Re-measure both sites with the tape flat and level.

How often should I retest?

Every two to four weeks, in the morning, averaged over two rounds. Weekly testing mostly shows water and posture noise.

Sources

How this page was checked. The formula above was matched against the cited sources, and the worked example was run through the tool on this page before publishing. If you spot an error, contact us so we can fix it and note the correction.